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What is C-MAP and Eligibility Requirements | Applying to C-MAP | Coverages
Information to Producers and Insurers
C-MAP COASTAL DWELLING FIRE (DP-2) APPLICATIONS | CT C-MAP SELF CERTIFICATION NOTICE

Coverages

CT FAIR Plan is the Administrator


Coverage with the DP-2 Broad Form "Stand-Alone" C-MAP Coastal policy

Coverage A:   Building - $500,000 maximum limit with a minimum of 80% of Replacement Cost

Coverage B:   Other Structures - 10% of Coverage A with option to increase

Coverage C:   Personal Property - $350,000 maximum
Actual Cash Value is 50% of Coverage A
Replacement cost is 70% of Coverage A (optional)

Coverage D:   Fair Rental Value

Coverage E:   Additional Living Expense

Broad Theft Coverage: see DP 04 72 07 88

Personal Liability: choice of $25,000, $50,000, $100,000 or a maximum of $300,000

5% Hurricane Deductible endorsement

Optional Endorsements:
Personal Property Replacement Cost
Automatic Increase in Coverage
Permitted Incidental Occupancies – Property
Permitted Incidental Occupancies – Liability
Loss Assessment Property Coverage
Premise Alarm or Fire Protection
Water Backup and Sump Overflow
Unit Owners Coverage (condo)
Third Party Notification
Premium Finance Endorsement
Personal Injury

Coverage with the DP-2 Broad Form "Wrap-Around" C-MAP Coastal policy

POLICY 1
: “Wrap-Around” coverage through C-MAP participating insurers:

HO-4
(or equivalent) Contents Broad Form Policy for dwelling owner
Section I  Coverage C - Contents ACV or Replacement Cost

Section I  Coverage D - Loss of Use

Section II  Coverage E - Personal Liability

Section II  Coverage F - Medical Payments to Others

Section I  Additional Coverages (may exclude Building Additions and Alterations)


- AND -

POLICY 2: Coverage through the CT FAIR Plan:

Dwelling Fire - DP-2 Broad Form

Coverage A - Replacement Cost with $500,000 maximum and a minimum of 80% of Replacement Cost

Coverage B - Other Structures - 10% of Coverage A with option to increase

Optional Endorsements:

Automatic Increase in Coverage
Premise Alarm or Fire Protection
Water Backup and Sump Overflow
Third Party Notification
Premium Finance Endorsement

A 5% hurricane deductible will be on all CT FAIR Plan C-MAP policies. The minimum named perils deductible is $500.

Connecticut FAIR Plan - 77 Hartland Street, Suite 308 - P.O. Box 280200 - East Hartford, CT 06128-0200
Telephone: (860) 528-9546 - Fax: (860) 282-0070
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