Connecticut FAIR Plan
The Connecticut Property Insurance Placement Facility, also known as the CT FAIR Plan, was established to conform to the Urban property Protection and Reinsurance Act of 1968 and its amendments and Title 38a of the Connecticut General Statutes.
The aim of the CT FAIR (Fair Access to Insurance Requirements) Plan is to provide property insurance available to applicants who have not been able to secure such insurance on insurable property through the normal insurance market. The property and premises must meet reasonable underwriting standards.
The FAIR Plan is not intended to be competitive with the voluntary insurance marketplace, but instead is designed to be used as a last resort to obtain basic property insurance.